- Diageo Retirement Savings Plan /
- Guinness Storehouse Section /
Investment options
Investment options
The investment options are covered further in the Member Investment Guide to allow you to choose either of the following options:
“Do It For Me” which is the default option
Do it for me is designed for those who:
- Do not feel comfortable making regular investment decisions.
- Do not want to review their investment selection regularly as they approach retirement.
- Would prefer to select an automated approach that switches their funds for them into less risky funds (like bonds and cash) as they approach retirement as follows:
Phase | Period | Strategy Factsheets |
---|---|---|
Growth Phase | more than 20 years from retirement | High Risk/Return Growth Strategy (PDF 127KB) |
Transition Phase | between 6 and 20 years before retirement | Medium Risk/Return Growth Strategy (PDF 127KB) |
Consolidation Phase | last 6 years before retirement | EMPOWER Cash Fund EMPOWER Pension For Life Fund Low Risk/Return Growth Strategy (PDF 127KB) |
OR
“Do It Myself” which allows you to take control of your investment choices
Do it myself is designed for those who:
- Want greater control over their pension investments.
- Understand investment decision making and are comfortable with the idea of selecting investment funds.
- Are happy to review their investment approach regularly, taking particular care as they approach retirement.
- Want access to specific investments.
- Know how they would like to take their benefits at retirement (cash, pension, ARF).