- Diageo Retirement Savings Plan /
- Diageo Ireland Section /
Investment options
Investment options
The investment options are covered further in the Member Investment Guide to allow you to choose either of the following options:
“Do It For Me” which is the default option
Do it for me is designed for those who:
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Do not feel comfortable making regular investment decisions.
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Do not want to review their investment selection regularly as they approach retirement.
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Would prefer to select an automated approach that switches their funds for them into less risky funds (like bonds and cash) as they approach retirement as follows:
| Phase | Period | Strategy Factsheets |
|---|---|---|
| Growth Phase | more than 20 years from retirement | High Risk/Return Growth Strategy (PDF 127KB) |
| Transition Phase | between 6 and 20 years before retirement | Medium Risk/Return Growth Strategy (PDF 131KB) |
| Consolidation Phase | last 6 years before retirement | EMPOWER Cash Fund EMPOWER Pension For Life Fund Low Risk/Return Growth Strategy (PDF 127KB) |
OR
“Do It Myself” which allows you to take control of your investment choices
Do it myself is designed for those who:
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Want greater control over their pension investments.
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Understand investment decision making and are comfortable with the idea of selecting investment funds.
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Are happy to review their investment approach regularly, taking particular care as they approach retirement.
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Want access to specific investments.
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Know how they would like to take their benefits at retirement (cash, pension, ARF).